Lending vault · USDCSteakhouse USDC APY today
Kamino's Steakhouse USDC vault, curated by Steakhouse Financial. Lend USDC across several Kamino reserves from your own wallet.
- Beta: up to 1,000 USDC per deposit
- No Hermes fee today
- You sign in your own wallet
- APY today
- 4.08%
- 3rd of 4 USDC routes by APY
- Safety Score
- 64 / 100
- Below Top rated (80+)
- Deposited
- $19.2M
- in Steakhouse USDC
- Exit
- 80%
- can be withdrawn right now
Read 27 Oct 2026, 05:06 UTC · APY and deposits from Kamino · refreshed every minute
Why Steakhouse USDC scores 64
64 of 100 from live data. Top rated needs 80 or more, so Hermes shows it under All routes.
Four parts from live data, 25 points each, then deductions for validator spread and incidents. It does not cover smart contract bugs or a sudden depeg.
How the score works- Size4/25$19.2M deposited. Source: Kamino.
- Track record10/25Deposits tracked since Apr 2025. Source: Kamino's vault history.
- Outflows25/25Deposits fell at most 8% in the last 30 days, counted in USDC. Source: Kamino.
- Exit25/2580% of deposits ($15.4M) can be withdrawn now. The rest is lent to borrowers in the Kamino reserves the vault uses. Source: Kamino, on chain.
Live from the Hermes API. Each part names what it measured and its source.
How it works
- What it is
- A Kamino vault lends your USDC across several Kamino reserves. Steakhouse Financial picks the reserves and how much goes to each. You hold vault shares, which grow as interest comes in.
- Yield from
- The interest borrowers pay in those reserves, less the vault's fee. It moves as they borrow more or less.
- Getting out
- Withdraw from your Portfolio or at kamino.com whenever the reserves have room.
What can go wrong
Your USDC is lent through Kamino reserves that Steakhouse Financial picks. A withdrawal waits when those reserves are mostly borrowed. Right now 80% of it can leave. A bug or bad debt in Kamino, or a poor pick by the curator, could lose funds.
The Safety Score weighs what live data can show, and alerts tell you when this route changes. Neither removes the risk. Start small.
Risks in DocsEvery USDC route, live
Sorted by Safety Score, then APY, the way Hermes opens. The diamond marks Top rated.
Steakhouse USDC, plainly
Every number here is live. More in Docs.