HermesLaunch app
Lending · USDC

Jupiter Lend USDC APY today

Lend USDC on Jupiter Lend from your own wallet and earn the interest borrowers pay.

Launch appCompare USDC routes
  • Beta: up to 1,000 USDC per deposit
  • No Hermes fee today
  • You sign in your own wallet
APY today
4.05%
4th of 4 USDC routes by APY
Safety Score
77 / 100
Below Top rated (80+)
Deposited
$518M
in Jupiter Lend
Exit
15%
can be withdrawn right now

Read 27 Oct 2026, 05:06 UTC · APY and deposits from Jupiter Lend · refreshed every minute

Safety Score

Why Jupiter Lend USDC scores 77

77 of 100 from live data. Top rated needs 80 or more, so Hermes shows it under All routes.

Four parts from live data, 25 points each, then deductions for validator spread and incidents. It does not cover smart contract bugs or a sudden depeg.

How the score works
Jupiter LendjlUSDC · Lending77/ 100
  • Size21/25$518M deposited. Source: Jupiter Lend.
  • Track record7/25Deposits tracked since Aug 2025. Source: DefiLlama's first record.
  • Outflows24/25Deposits fell at most 11% in the last 30 days (21 days of data), counted in USDC. Source: DefiLlama.
  • Exit25/2515% of deposits ($76.2M) can be withdrawn now. The rest is lent out or held back by Jupiter Lend's withdrawal limit. Source: Jupiter Lend.

Live from the Hermes API. Each part names what it measured and its source.

How it works

What it is
You lend your USDC to borrowers through Jupiter Lend. You get jlUSDC, which grows as interest comes in.
Yield from
The interest borrowers pay. It moves up and down as they borrow more or less.
Getting out
Withdraw at jup.ag whenever the reserve has room.

What can go wrong

Your USDC is lent to borrowers. A withdrawal waits when most of the reserve is borrowed. Right now 15% of it can leave. A bug or bad debt in Jupiter Lend could lose funds.

The Safety Score weighs what live data can show, and alerts tell you when this route changes. Neither removes the risk. Start small.

Risks in Docs
4 USDC routes

Every USDC route, live

Sorted by Safety Score, then APY, the way Hermes opens. The diamond marks Top rated.

Routes for every token

Questions

Jupiter Lend USDC, plainly

Every number here is live. More in Docs.

4.05% as of 27 Oct 2026, 05:06 UTC, from Jupiter Lend. It moves as borrowers borrow more or less. It is today's rate, not a promise of what you will earn.