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Lending · USDC

Project 0 USDC APY today

Lend USDC on Project 0 from your own wallet and earn the interest borrowers pay.

Launch appCompare USDC routes
  • Beta: up to 1,000 USDC per deposit
  • No Hermes fee today
  • You sign in your own wallet
APY today
9.74%
Highest of 4 USDC routes
Safety Score
Not scored yet
Waiting on live data
Deposited
$7.9M
in Project 0
Exit
97%
of the reserve is borrowed

Almost all of this reserve is borrowed right now, so a withdrawal may wait until borrowers repay. The rate is high because the reserve is scarce.

Read 27 Oct 2026, 05:06 UTC · APY and deposits from the chain · refreshed every minute

Safety Score

Project 0 USDC isn't scored yet

A route gets a score once every part has live data. Until then it shows with its TVL risk and stays out of Top rated.

Four parts from live data, 25 points each, then deductions for validator spread and incidents. It does not cover smart contract bugs or a sudden depeg.

How the score works

How it works

What it is
You lend your USDC to borrowers through Project 0. It sits in your own account there.
Yield from
The interest borrowers pay. It moves up and down as they borrow more or less.
Getting out
Withdraw at app.0.xyz whenever the reserve has room.

What can go wrong

Your USDC is lent to borrowers. A withdrawal waits when most of the reserve is borrowed. Right now 3% of it can leave. A bug or bad debt in Project 0 could lose funds.

The Safety Score weighs what live data can show, and alerts tell you when this route changes. Neither removes the risk. Start small.

Risks in Docs
4 USDC routes

Every USDC route, live

Sorted by Safety Score, then APY, the way Hermes opens. The diamond marks Top rated.

Routes for every token

Questions

Project 0 USDC, plainly

Every number here is live. More in Docs.

9.74% as of 27 Oct 2026, 05:06 UTC, from the chain. It moves as borrowers borrow more or less. It is today's rate, not a promise of what you will earn.